All payments are secure with encrypted data. We use Stripe and Paypal, which support EFT for sending unbacked or unsecured payments direct to a customer’s bank account. They also store customer data locally on their server instead of sending it to a central location, which helps to protect your payment details and makes it possible to prevent someone from stealing funds from your account. All payment data is stored externally on their servers. No duplicate funds or personal information is transferred between customers or peers.